How do I find all my subscriptions?

Scan two months of bank and card statements, plus Settings › your name › Subscriptions on iPhone for anything billed through Apple.

Why convert to yearly cost?

Yearly totals are easier to judge. It's easier to say no to $180 a year than to $15 a month.

Does it need my bank login?

No. You type the charges yourself, so nothing is connected to your accounts.

Free template · Excel & Google Sheets

Free Subscription Tracker Spreadsheet (Excel & Google Sheets)

A $12.99 monthly charge doesn't feel like $156 a year — until you put them all in one column. That column is this sheet.

⬇ Download the .xlsx Or use the MoneyShield app

No sign-up, no email. Opens in Excel, Google Sheets, Apple Numbers and LibreOffice.

What's inside

Handles weekly, fortnightly, monthly, quarterly, 6-monthly and yearly cycles
True cost per year and per month
Amber warning for charges due in the next 7 days
Keep / Review / Cancel decisions with yearly savings
Cost-by-category chart

Preview

Yellow cells are the ones you type in. Everything else calculates.

Subscription	Price	Cycle	Per year	Next charge	Decision
Video streaming	$15.49	Monthly	$185.88	21 Nov	Review
Cloud storage	$29.99	Yearly	$29.99	4 Mar	Keep

How to use it

Go through two months of bank and card statements and list every recurring charge.
Pick the billing cycle from the drop-down and type the next charge date.
Mark each one Keep, Review or Cancel.
The Dashboard shows the yearly total and what cancelling the 'Cancel' rows saves.

Using Google Sheets?

Upload the file to Google Drive, then open it with Google Sheets. Formulas, drop-downs and colour rules carry over.

All totals are estimates from what you enter. Check the real renewal terms with each company.

MoneyShield: Sub Tracker

MoneyShield ranks what to cancel first, shows your next 30 days of charges and links to each service's official cancellation route — no bank login needed.

Get it on the App Store

Questions people ask

How do I find all my subscriptions?: Scan two months of bank and card statements, plus Settings › your name › Subscriptions on iPhone for anything billed through Apple.
Why convert to yearly cost?: Yearly totals are easier to judge. It's easier to say no to $180 a year than to $15 a month.
Does it need my bank login?: No. You type the charges yourself, so nothing is connected to your accounts.

Share or reuse

This template is free to use, share and adapt under CC BY 4.0. If you post it on your site, please link back to this page.