A no-account Opal alternative that lets you borrow minutes
Opal is the best-known screen-time app on iPhone. Time Debt takes a different approach: instead of only blocking, it lets you borrow a few minutes from tomorrow — on purpose, with the cost shown before you confirm.
Written by the makers of Time Debt. We've tried to be fair — check the sources below.Side by side
Opal
- Free tier with app blocking and one Rule.
- Opal Pro: $99.99 a year or $19.99 a month; a $399 lifetime option is listed on its pricing page.
- Available on iPhone, Android and desktop.
Time Debt
- Real blocking through Apple's Screen Time; your app choices stay private (Apple gives anonymous tokens).
- Borrow 5, 10, 15 minutes or a custom amount from tomorrow — repaid automatically, never twice.
- No account and no ads; works offline.
- Emergency access always removes Time Debt's shields until tomorrow at no cost.
- Free core plan; optional Pro for multiple plans, longer history and programs.
Which should you choose?
Choose Opal if: You want a polished, cross-platform blocker with deep analytics and don't mind a subscription.
Choose Time Debt if: You keep breaking strict blocks, want flexibility that still has a cost, and prefer no account.
Time Debt is free to download, with optional in-app purchases for extra features. Prices for other apps change often and vary by country — check the store before you subscribe.
Time Debt: Screen Time
Borrow ten extra minutes today, and tomorrow's screen-time allowance starts ten minutes shorter.
Get it on the App StoreSources
- Autonomous: Opal app review 2026 (pricing)
- Habit Doom: Opal vs ScreenZen, Jomo and One Sec (checked 10 Oct 2026)
Facts about other apps were checked against these sources in November 2026. Product names belong to their owners; this page is not affiliated with or endorsed by them.